FAQs Frequently Asked Questions

Interest rates on our AFP & PNP loans are within, if not below, the prescribed interests allowed by the Pension and Benefit administrators for military and police. Our SSS loan rate is very competitive and very well within the prevailing market levels.
  • While we recommend shorter terms for practical reasons, we also offer long terms loans (3, 4 & 5 years) so we can cater to the needs and cash requirements of our AFP and PNP retirees. Granting of a long term loan is primarily based on the retirees’ age, current health status and overall physical condition.
  • SSS loans range from 3 to12 months (max) depending on cash requirements, age and health status.
Yes, an AFP or PNP retiree who has been retired for at least 12 months can avail of a loan while waiting for their monthly pension to resume. With some limitations, loans can be processed provided all requirements are satisfied.
Silver Finance Inc., has 28 branch offices conveniently located all over Luzon, Visayas and Mindanao.


  • Bacoor
  • Batangas
  • Cabanatuan
  • Dasmariñas
  • Isabela
  • La Union
  • Laguna
  • Legazpi
  • Lucena
  • Naga
  • Pampanga
  • Tarlac
  • Tuguegarao
  • Urdaneta
  • Bacolod
  • Catbalogan
  • Cebu
  • Iloilo
  • Tacloban
  • Cagayan de Oro
  • Davao
  • Dipolog
  • General Santos City
  • Iligan
  • Kidapawan
  • Zamboanga
  • Pagadian



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